Although nobody likes to discuss a topic as melancholic as death, it is always better to plan Connecticut funeral service ahead of time. When you plan it before, it is easier to take care of expenses when a loved one passes away. Burial insurance is a major step that goes a long way in helping one to ward off unexpected expenses right after a person expires and not compromising on the Connecticut funeral arrangements you desire. It also helps the deceased’s family cope with the financial burden of burial without bothering about anything.
No doubt, burial insurance has gained paramount importance in today’s context. You can now get a policy easily by following some simple steps. In fact, it is easier to get a burial policy than a life insurance policy. However, a life insurance policy has more benefits than a burial policy.
When you opt for burial insurance, several questions related to health are asked, which are no way complicated. The number of questions and their nature vary from one insurer to another. Detailed research will fetch you information about the best company providing burial insurance, although the documents should be checked carefully before signing.
Burial Insurance Packages – The Benefits
- Policyholders have the sole discretion to decide the name of the recipient of money after their death. But the expenses are paid by the insurance company only after the burial process is over and all expenditure is paid off.
- You can also expect some extra facilities from certain burial insurance companies. They might pay for the medical expenses of the policyholders when they are suffering from ailment and lying on the death bed.
The burial insurance companies offer policies with a wide range of coverage value, which starts from $5,000 and can go up to $25,000. Those who are middle-aged and are unsure about opting for the policy can seek advice from legal consultants or even peers. Some people feel that the amount they pay to the insurance company might be too big. In such cases, they can ask the company to pay residual money to the family. But if you decide to take the burial insurance policy in old age, you might not be able to pay the entire cost by the time you retire. Therefore, to be on the safer side, take the policies at a age when you are competent enough to pay off the money.
It is easy to acquire a burial insurance policy by paying $2 or $3 a week as the premium amount. These premiums will continue until the death of the policyholder and the accumulated amount will be of great help to the family.
Often families spend heftily on fancy coffins, urns, and other merchandise, which basically do not matter in long run. Planning in advance always keeps things in order, and this is the reason behind the popularity of burial insurances. It is about safeguarding you and your family from all financial blows that can cause mayhem after your death and have a Connecticut funeral service that suits you all.
As always we are proud of our community and families we are honored to serve. To help with this initiative you can follow us on Facebook, Twitter and even YouTube. If you have any questions about our services or are in need please feel free to contact Howard K Funeral Home to know everything you need to know about funerals and funeral services. Howard K. Hill Funeral Services has had the privilege of serving families in communities such as Suffield CT, Meriden CT, Hartford CT, New Haven CT, Bloomfield CT, Windsor CT and Hamden CT. We would like the honor to serve you too. Call us at (203) 551-9639 or visit our blog.